Benefits
Quicksilver Health Plan - 2024
- Preventive care
- Emergency care
- Physician services
- Benefit payment levels
- Calendar-year deductible
- Impatient hospital services
- BlueCross Aware HSA $4,000 Deductible Plan
- Employee only: $139.19/pay cycle
- Employee + Spouse: $576.41/pay cycle
- Employee + Children: $616.15/pay cycle
- Family: $1,053.39/pay cycle
- Cost will be automatically deducted from each paycheck
- BlueCross Aware HSA $6,500 Deductible Plan
- Employee only: $77.15/pay cycle
- Employee + Spouse: $446.15/pay cycle
- Employee + Children: $479.68/pay cycle
- Family: $848.69/pay cycle
- Cost will be automatically deducted from each paycheck
- BlueCross Aware HSA $8,050 Deductible Plan
- Employee only: $51.01/pay cycle
- Employee + Spouse: $391.25/pay cycle
- Employee + Children: $422.17/pay cycle
- Family: $762.42/pay cycle
- Cost will be automatically deducted from each paycheck
- New Employee Eligibility: First day of next month following 60-day probationary period
- Rehired Employee: Eligible on first day of next month if rehired within 6 months so long as they had insurance prior
- If no insurance prior, employee would need to wait the 60-day probationary period
- Full-Time Status: any employee who works more than 130 hours/month
Plan:
Option 1:
Option 2:
Option 3:
Benefit Eligibility:
Group Accident Insurance
- Prescription coverage
- Ambulance ride coverage
- Major diagnostic coverage
- Emergency room visit coverage
- Surgery and anesthesia coverage
- Benefits are paid directly to you, unless otherwise assigned
- Employee Cost: free of charge for full time
- Dependent Spouse: $3.49 per pay period
- Dependent Child(ren): $6.36 per pay period
- Dependent Spouse + Child(ren): $9.85 per pay period
Plan:
Cost:
Enrollment:
To buy-up for your family or set up an appointment, email
*Call enrollment center for exact monthly costs
Group Disability Insurance
- Off-job only coverage
- Benefits help you maintain your standard of living
- Benefits are paid directly to you unless you choose otherwise
- Benefits are paid when you are sick, hurt, or unable to work
- Minimum to Maximum Total Monthly Benefit - $300 to $6,000
- Wage protection that can help you and your family if you become injured or sick
- Zero day wait period for injuries and a 14-day wait period for illnesses - until lost wages kick in
Plan:
Cost:
The cost of disability insurance is based on your age and yearly wage averages $45/month*
Enrollment:
To buy-up for your family or set up an appointment, email
*Call enrollment center for exact monthly costs
Health Savings Account
- Money is not taxed
- No "use it or lose it" rule
- More flexibility and choice
- Invest and grow your money
- Even out medical expenses highs and lows
Paid Parental Leave
- Quicksilver will provide up to two weeks (up to 80 hours) of Paid Parental Leave
- If a multiple birth occurs (for example, the birth of twins), the length of Paid Parental Leave granted for that event does not increase
- Paid Parental Leave may be taken prior to birth due to medical reasons or immediately following the date of birth of a child
- A "day" of Paid Parental Leave is equal to a regularly scheduled day up to 8 hours per day maximum (40 hours per week maximum)
Overview:
Dental Insurance
- Delta Dental PPO
- Deductible $50/person, $150/Family
- Diagnostic & Preventive Services covered at 100%
Plan:
- Employee only: $21.03/pay cycle
- Employee + Spouse: $84.52/month
- Employee + Children: $79.48/month
- Family: $136.68/month
Cost:
Vision Insurance
- Blue Cross Plan
- Eye Exams, Prescription Glasses and Contact Lenses
- Employee only: $3.18 pay cycle ($6.36/month)
- Employee + Spouse- $12.70/month
- Employee + Children - $12.34/month
- Family - $20/month
Plan:
Cost:
